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Travel Insurance

Cruise travel insurance is designed to make your vacation worry-free.

If you’re getting ready to go on a trip, and planning on doing a lot, make sure you protect all your plans with travel insurance. It gives you the coverage you need when dealing with unexpected situations – whether you’re venturing within Canada or to another country. We’ve partnered with RBC Insurance Company of Canada® to provide you with the products and emergency assistance services that fit nicely with all your travel plans.

We offer a wide range of insurance coverage so you can travel knowing you're protected.

CLICK HERE to contact us for the latest insurance information, premium quotation, or to purchase a policy.

Where in the world would you be without travel insurance?

In a world where anything can happen, travel insurance is your ticket to safeguarding your trip. There are many good reasons why you need travel insurance.

For instance, what if you had to:
  • Cope with a travel emergency in a foreign country?
    You’re on your dream vacation in a foreign country and chances are you may not speak the language. How would you get help during an emergency? RBC Assured Assistance multilingual coordinators understand your coverage and can help you find the care you need. Simply call RBC Assured Assistance 24 hours a day, seven days a week, no matter where you are – no matter which travel insurance product you’ve purchased.

  • Pay out-of-pocket for medical expenses?
    Did you know that if you become sick or injured while traveling, your government health insurance plan only covers a fraction of medical costs? Emergency Medical Insurance can help cover these costs – and RBC Assured Assistance can offer up-front payment on claims whenever possible.

  • Replace lost clothing or jewellery?
    Don’t let your vacation be ruined if your luggage, or personal effects such as a passport, become damaged or lost. Baggage and Personal Effects Insurance helps cover some of the replacement costs – so you can get back to enjoying your trip.

  • Suddenly rush home because of an emergency?
    If you have to cancel, delay or return early from your trip, you could incur some serious cancellation and interruption expenses. Cancellation & Interruption Insurance reimburses you when your travel arrangements don’t go according to plan – and RBC Assured Assistance can protect you from over 40 specified risks.

  • Deal with a medical emergency while traveling within Canada?
    Did you know that you need travel insurance even if you’re traveling within Canada? Government health insurance plans exclude or limit expenses such as ambulance services, x-rays, prescription drugs and dental treatment. That’s why with RBC Insurance Travel Within Canada Package is an excellent choice if you’re traveling only within Canada for the duration of your trip.
What kind of travel insurance are you looking for?

  • Deluxe Package
    The most popular coverage as it offers the greatest protection.
    You can choose either single or annual trip coverage options. Protect
    yourself from a broad range of travel emergencies that can bring stress
    to your trip with comprehensive coverage that includes:
    Emergency Medical
    Cancellation & Interruption
    Flight Accident
    Travel Accident
    Baggage & Personal Effects

  • Non-Medical Package
    Enjoy your trip knowing RBC Assured Assistance is available 24 hours,
    7 days a week in case you need insurance that covers:
    Cancellation & Interruption
    Flight Accident
    Travel Accident
    Baggage & Personal Effects

  • Classic Medical Plan
    Are you under 60 years of age and only require medical coverage?
    Get unlimited coverage for eligible emergency medical expenses that
    your government or private health insurance plan doesn’t cover.
    You can choose either single or annual trip coverage options

  • Travel Within Canada Package
    Intent on getting to know Canada? If you’re traveling within Canada for
    the entire duration of your trip, this insurance is right for you as it provides:
    Emergency Medical
    Cancellation & Interruption
    Flight Accident
    Travel Accident
    Baggage & Personal Effects

  • Cancellation & Interruption Insurance
    This coverage ensures you don’t get caught paying for the high cost of
    cancellation and interruption expenses. RBC Insurance Company of Canada protects you from over 40 specified
    risks that could unexpectedly:
    Cancel your trip
    Interrupt your trip
    Cause you to delay your return

  • Visitors to Canada Plan
    This is a unique plan that provides options for Emergency Medical and
    Travel Accident insurance for visitors to Canada, such as:
    A friend or family member coming to visit
    New immigrants awaiting their government health insurance plan coverage
    Visitors traveling on a valid work or student visa
    Canadians not eligible for government health insurance plan coverage

  • Annual Coverage Options - Deluxe Package and Classic Medical Plan
    Are you under 60 years of age and travel more then twice a year? If you’re thinking
    of purchasing either the Deluxe Package or Classic Medical Coverage, annual
    coverage is more cost-efficient and convenient.
    Choose from our convenient 9-, 16- or 30-day options
    Get unlimited coverage for a number of trips within a 12-month period
    The Classic Medical Plan also offers a 60-day option

  • TravelCare® Package
    Are you 75 years of age or older and planning a trip? Don’t let a travel emergency
    disrupt your plans – whether you’re visiting family or friends, or simply sight seeing.
    You can choose either single or annual trip coverage options. Protect yourself with
    RBC Insurance Company of Canada most popular package that offers comprehensive coverage:
    Emergency Medical
    Cancellation & Interruption
    Baggage & Personal Effects
    Flight Accident
    Travel Accident

  • Additional Benefits Riders
    Are you looking for additional benefits in addition to the coverage you’re
    purchasing? You can purchase additional riders that are designed for travellers
    who require coverage over and above our most comprehensive single-trip
    packages. There are two options to choose from:
    Additional Benefits Rider – Option 1
    Additional Benefits Rider – Option 2

CLICK HERE to contact us for the latest insurance information, premium quotation, or to purchase a policy.
Travel Guard

Travel Insurance

Your vacation can take a year to save for and only a second to ruin.

Why buy travel insurance?


  • If a family member gets sick
  • If you lose your passport
  • If your baggage is lost
  • If you have a medical emergency
  • If you miss a flight connection
  • If you need a medical evacuation
  • If your trip is delayed
  • If you need last minute hotel accommodations
  • We are proud to offer one of the most comprehensive travel protection programs in the industry from Travel Guard. Travel Guard is America's leading travel insurance company, insuring more than 6 million travelers worldwide each year.

    CLICK HERE to contact us for the latest insurance information, premium quotation, or to purchase a policy.

      

    Choose the right plan for you:

    Travel Guard Advantage: Our standard plan provides coverage for trip cancellation, trip interruption, travel delay, missed connections, lost baggage, medical expense and emergency medical transportation.  Includes coverage for one child age 16 or under at no additional cost with every adult who purchases the plan.

    Travel Guard Advantage Elite: Includes same coverage options as the standard Advantage plan but offers higher limits for trip delay, missed connection, lost baggage, medical expense and emergency medical transportation. Includes coverage for one child age 16 or under at no additional cost with every adult who purchases the plan.

    Plus, every policy includes 24-hour "911" travel emergency service for emergency medical assistance, last-minute or emergency travel changes, lost luggage tracking, pre-trip travel advice and more.

    Click on Get a Quote to connect to our secure Travel Guard website for the latest insurance information, premium quotation, or to purchase a policy.

     

    Book Within 15 Days* of Trip payment for Extra Benefits!

    When you purchase your travel insurance within 15 days of your initial trip payment, you receive additional benefits including:

    • Waiver of pre-existing medical condition exclusion
    • Coverage in the event of cruise line, airline, or tour operator financial default (Some supplier exceptions exist. Visit www.travelguard.com for more information.)

    * Day one is the date the trip payment is received.

    This is a brief description of the insurance benefits and travel services provided. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company (NAIC #19445) and a subsidiary of American International Group, Inc., with its principal place of business at 70 Pine Street, New York, NY10270, currently authorized to transact business in all states and the District of Columbia. The Policy will contain reductions, limitations, exclusions and termination provisions. All coverages may not be available in all states. Non-insurance services are provided by Travel Assist.